Vision Plan overview
Level’s Self Insured Vision Plans are designed to support employees’ eye care needs, covering services such as exams, eyewear, and vision correction procedures. Below is key information to assist HR administrators in managing these benefits.
Coverage
The Vision Plan typically includes the following services:
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Routine eye exams: Comprehensive exams conducted by licensed providers
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Eyeglasses and contact lenses: Coverage for prescription eyewear, including frames and lenses
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Vision correction procedures: LASIK and other surgical options
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Preventive care: Services focused on early detection and prevention of eye diseases
For specific benefits and coverage details, refer to the Level App.
Eligibility
Eligibility for the Vision Plan is determined by employer policy, and many plans extend coverage to family members under the age of 26. For employees and dependents who have elected for dental coverage, Level requires an enrollment file or manual action to specific details about new enrollments or enrollment changes.
Explicit enrollment is frequently used for Vision Plan accounts.
Cost estimates
The Level App provides cost estimates for vision services and products, allowing HR administrators to assist employees in making informed decisions regarding their eye care.
Finding a provider
Employees can use the app’s provider search tool to locate in-network eye care professionals. This feature helps maximize benefits and ensures employees receive the most cost-effective services.
Submitting receipts
If employees use the Level Card, receipts for services must be added to the transaction in the app within 30 days. If a personal payment method is used, receipts must be submitted within 180 days for reimbursement.
Termination
Upon employee termination, the handling of remaining dental benefits will depend on employer policy. Employers may choose to allow access to the benefit for a select number of days, such as until the end of the month. COBRA may be extended to the employee and dependents, in which case Level is happy to work with the COBRA vendor to continue administering Dental coverage. All enrollees will have 180 days for claim submission post termination, if COBRA is not chosen.