If your employer has chosen to provide the Level Card, you can use it to pay for eligible goods and services. For plans with card support, all family members who are 18 and older will be issued their own card upon enrollment in the plan. Members who turn 18 are automatically issued a card. 

You can use your virtual card right away, and physical cards typically arrive within 2-3 weeks. When you receive your physical card, make sure to activate it by following the instructions in the Card section of the Level App. Both types of cards have mobile wallet support and can be added to Apple or Google Pay.

The Level Card should not impact your credit score if it is not abused. There is no personal credit involved, and eligible charges draw from your plan.